Everyone wants to believe that their parents will tell them when they need help...but how often do YOU ask for help? How often do you carry one too many bags of groceries from the car to the kitchen? How many times have you moved that heavy piece of furniture and injured yourself? How many times have you spent hours researching an answer online when there are readily accessible and affordable professionals to assist you? Now imagine you are aging.

So often, impact is completely missed by those creating that impact. I am speaking to the impression that is left at the end of a sentence. In both my personal and professional life, I have repeatedly asked those confiding in me of some offense to take a moment and step back to ask if they believe the "offender" (the one making a statement that has brought the "offended" to my chair) INTENDED to offend with the statement.

One of the easiest steps to take in protecting your family's accessibility to funds in a crisis is an easily overlooked one. If you have an aging family member or one dealing with a health crisis that could become critical, now is the time to change their main checking account to a joint account With Rights Of Survivorship.